The whole article.

with little impact on people’s credit scores and willingness to go to the doctor

Ohno, not my credit scores! Credit scores are some privileged person bullshit. The last thing on my mind when I had 50k in medical debt and was behind on my rent and food was my god damn credit score.

Want people to go to the doctor? Make it free for everyone. People are dying because of our current profit-driven system.

Make it free. Then nothing will have to be forgiven.

Absolute galaxy brain article.