Many of the credit reporting agencies will try to sell you on a subscription service that includes a credit “lock” feature that’s pretty much the same thing, but all of them are required to offer a free way to freeze your report so don’t let them talk you into it. Unless you’re interested in the other features of the subscription, which can be useful.
No need to qualify that statement.
https://en.m.wikipedia.org/wiki/Office_of_Personnel_Management_data_breach
That very breach is when I started keeping my credit reports frozen, which I highly recommend everyone look into doing.
I didn’t know that was a thing. Thanks. I’ll look in to that.
Many of the credit reporting agencies will try to sell you on a subscription service that includes a credit “lock” feature that’s pretty much the same thing, but all of them are required to offer a free way to freeze your report so don’t let them talk you into it. Unless you’re interested in the other features of the subscription, which can be useful.