Sphere [he/him, they/them]

Avatar: A cutaway view of Photosystem I, showing only the light-capturing molecules and the electron transport chains.

Prior Avatar: The apoptosome.

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Joined 4 years ago
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Cake day: July 28th, 2020

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  • My understanding is that the second financial advisor is correct. You should at least start trying to plan for the worst case scenario, and I really don’t see another option besides pulling her out of the nursing home for at least a little bit, to buy yourselves some time. Medicaid typically has a five-year lookback, so giving the house away isn’t really an option (you’re not eligible for Medicaid for 5 years after such a transaction).

    I’m very sorry to offer only bad news. I’m not an attorney, but everything I know about these rules suggests that it really is that bad, so you should be prepared to take whatever action you can to forestall losing the house.